Upstate Warrior Solution is a community-based nonprofit serving military veterans and first responders, plus their families in the upstate of South Carolina. Since 2013, they have served nearly 9,000 warriors and their families with housing, employment, healthcare, education, family support and more. The Homes for Heroes Foundation awarded a grant to Upstate Warrior Solution to assist a law enforcement member and his family after he was shot on a routine traffic stop.
Category: First Responders
Typical Down Payment on a House
A typical down payment on a house in the United States used to be a straightforward 20 percent. However, due to the soaring home prices today, a 20% down payment has become unattainable for many, especially first-time home buyers. Lenders have adapted to this shift and now offer more flexibility, with some government programs even featuring no down payment options for eligible individuals. Instead of feeling discouraged, consider the evolving world of down payments and explore alternative solutions.
5 First Responder First Time Home Buyer Tips and Ways to Save
It’s easy to get overloaded with information when entering the real estate market, especially if you are a first responder first time home buyer. You are probably very good at handling stress, because that’s part of your job. But the stress that comes from diving into the housing market for the first time is a different brand altogether. It involves loan applications, reams of paperwork, negotiating skills, a basic financial understanding of how loans work and more. None of this is intuitive. Very little of it calls on the skills you use to be successful first responders. So, let’s take a step back for a minute.
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“5 First Responder First Time Home Buyer Tips and Ways to Save”
First Responder Home Buying Programs | Great Ways to Save on a Home
First responder home buying programs are designed to help first responders find and afford a home. Discover how they can give you a better chance of making your dream of homeownership a reality, by offering substantial savings.
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First Responder Discounts | Special Deals on Homes, Tech, Food, Clothing, Fitness
Companies like to give first responder discounts for the same reason Homes for Heroes gives money saving Hero Rewards to first responders: it feels good to give something back to the folks who give so much to our communities. There are a lot of discounts out there, but there are also a lot of firefighting, EMS, rescue and police (including 911 operators, state troopers, and correctional officers) units. It makes sense that this is a long list.
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Thank You First Responders | First Responder Appreciation | Fire, Police, EMS
The ability to say “Thank You First Responders” is tricky. Usually, if they have arrived, you are in an emergency situation, so there often isn’t time or opportunity to show your appreciation. Often folks go back, after the emergency, to thank individual or whole crews of rescuers. And that’s great. First responders such as police officers, EMS workers and firefighters really love to get those notes and tokens of gratitude from the people they have rescued.
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Mortgage Loan Programs for First Responders | Ways to Save
Among the mortgage loan programs for first responders, there are two existing initiatives (and one proposed change) to know about and watch. If you are a first responder – police and law enforcement, EMS professional or firefighter – looking to buy a home, these discounted home loan programs for first responders are designed for you. Knowing how they work is a good step in the right direction of finding a home.
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First Responder Refinance | Save on Your Mortgage Refinance
Saving money on a first responder refinance can be a great help if you know what you are doing. Refinancing is a unique real estate transaction because it doesn’t involve buying a house or selling a house. At face value, it looks like you and your mortgage broker are just shuffling numbers around. At the end of the shuffling, however, your monthly mortgage may be dramatically decreased OR you may have a chunk of money (if it’s a cash out refinance) to use for home improvements.
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How to Submit a Winning Offer with an FHA Loan
Many first-time home buyers use FHA loans because of the significant benefits they provide. But there are some unique considerations you have to keep in mind, particularly when it comes to actually writing an offer. Here’s a quick introduction to FHA loans as well as some tips on how to submit a winning offer using one of these loans.
10 Powerful 9/11 Quotes to Remember and Reflect | Never Forget
There are many powerful 9/11 quotes one can find to offer a perspective on the events of September 11, 2001. We have assembled ten quotes, and to us they offer a powerful perspective from people who experienced it from different places, like many of us who remember that day. Please take pause to read the words of these ten individuals. To remember, reflect, and never forget what was lost, and what was built out of that terrible tragedy.
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