As the never-ending “residency requirements” debate lingers on, firefighters, police and emergency medical services continue to grapple with the issue of whether they should live in the community where they work. Both pro-residency and anti-residency camps have valid points; one of the reasons, perhaps, that it’s such a hot-button issue. People are torn.
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“Living Near Your Work: Pros and Cons for First Responders”
Making the decision to become a first time home buyer is complex, or if your looking to purchase your next house, sometimes it’s hard to know where to start. A good first step is answering the question: How much house can I afford?
Buying a home is a big part of the American dream and one of the most important decisions, and major investments, anyone can make. Many on-the-fence heroes are wondering: “Should I buy a house in 2018, wait until next year, or simply continue renting?”
Do you want to appreciate the benefits of homeownership but you’re worried that you can’t afford a home in your neighborhood? Many areas in the United States are experiencing competitive real estate markets that result in rising home prices. Although the expensive markets are daunting, jumbo loans make it possible to enter into these pricey places.
Read on to learn about jumbo loans and how you can get one.
If you’ve been looking for houses, you probably have a list of non-negotiables on your home buying checklist. It is essential though, to know the difference between your wants and your needs. We all have those houses that we love and wish we could own, but we know deep down that we can’t pay thousands of dollars extra for those specific granite countertops, or vaulted ceilings.
Before you start the house hunting process, there are a few steps you need to accomplish before moving forward.
Are you searching for a terrific home loan that doesn’t require you to put down a significant down payment? If so, an FHA home loan is a fantastic financing option, and it’s available to borrowers who can contribute just 3.5% in a down payment on a house. Read on for facts about FHA loans and how an FHA loan calculator makes it simple to figure out how much you can afford to spend on your new home.
If you are in search of a new home, you need to know what you can afford. A lender will help you determine how much you can afford by looking at your debt-to-income ratio and your net income, not your gross income. That means that they are taking into consideration the money you receive each month before taxes and deductions make their way out the door. They also don’t look at what bills you are paying each month, or your budget for gas, groceries, and childcare.
Read More “Can a Simple Interest Calculator Be Used for a Mortgage?”
Thank you for your service to your community. Did you know that your service as a police officer makes you eligible for home loans that will make it easier to buy a home? Read on to find out how Homes for Heroes can help you find mortgage financing that fits your needs and gets you into the home of your dreams.
Read More “Save Time and Money with our Home Loans for Police Officers”
Are you eager to invest in your future by purchasing a home? Research shows that buying a home is one of the surest ways to build wealth over time. Keep reading to find out about exciting home loan options to help you purchase a home.
Your dedicated service safeguards our freedom, and our grateful nation hopes that you achieve your dreams. Do you dream of owning a home of your own? Keep reading for information about using your military compensation to make your dream of homeownership a reality.
Read More “Military Pay Chart: How Much House Can I Afford?”
