There are a lot of factors that are bringing more and more people into the housing market race. Lowest mortgage rates in history, the emergence of flexible work options and working from home, stimulus payments that allowed some Americans to remove debts, and a need to be closer to family. Maybe some or all of these apply to you too. But you think there’s no way you can afford to buy a house. Not on your salary, not in your state or city, not with all the items on your wish list. I’m here to tell you you’re wrong. And I know that from experience. Read More
“Open House: Yes, You Can Afford To Buy A House”
Category: Buying a House
Open House: How to Avoid Home Buyers’ Remorse
A recent survey was released by Bankrate, stating that buyers remorse is currently exceptionally high in real estate. There are several factors that go into why these buyers had remorse, especially at higher rates than previous years. Some are the same reasons we hear all the time, but there are some reasons for remorse that are unique to the current real estate market. Knowing what some of the common reasons for home buyers remorse are can help you identify key things to think about and focus on in your home search to avoid having remorse yourself. Read More “Open House: How to Avoid Home Buyers’ Remorse”
USDA Home Loans for Teachers
There are several types of home loans specifically for teachers, because we all know they deserve a chance at homeownership with the tough job they have. But did you know that there is a specific government-backed loan for teachers looking to buy a home in rural areas? A USDA home loan for teachers requires zero down payment, is designed for lower credit scores, first time home buyers, and can be used across most of the United States? It’s called a USDA Home Loan, and while it sounds too good to be true, it’s the perfect mortgage option for teachers across the country. Read More “USDA Home Loans for Teachers”
First Time Home Buyer Programs for Educators
Just because you’re mentally ready to buy a house doesn’t mean that you’re financially ready. When you’re ready to buy, you don’t want to wait while you save for a down payment. While historically people saved 20% for their down payment, you can still get a great home and good mortgage with less, thanks to first time home buyer programs for educators. Between grants, national funding, and different types of loans, there is a home buying program out there for everyone. Read More “First Time Home Buyer Programs for Educators”
Home Loans for Educators
Educators have have an immensely important job within our communities. So, when it comes to buying a house, getting a home loan as an educator should be easy. Thankfully, there are a number of great home loan options available specifically for educators, as well as down payment assistance. Let’s take a look at some of the most common types of home loans for educators to buy a home, and how Homes for Heroes can help.
Educator Mortgage Programs
Trying to buy a home as an educator can seem challenging. After a demanding day at work, the last thing you’d like to do is think about what it takes to own a home. There’s also the added pressure and stress to come up with a large down payment. Luckily, there are several educator mortgage programs to save you money on your down payment and closing costs. Read More “Educator Mortgage Programs”
Conventional Home Loans for Educators
At Homes for Heroes, we want to see every hero join the ranks of homeowner. This includes educators and teachers. To buy a home, you’ll most likely need to take out a mortgage loan. But how do you choose? One of the most common mortgage loan options is a conventional home loan for educators. Find out more about this type of home loan and how Homes for Heroes can help you secure one. Read More “Conventional Home Loans for Educators”
USDA Home Loans for Educators
There are several types of home loans specifically for educators, in an attempt to give back for their hard work. But, did you know that there is a specific loan, backed by the U.S. government, that requires zero down payment? It also is designed for lower credit scores, first time home buyers, and can be used across most of the United States? It’s called a USDA Home Loan, and while it sounds too good to be true, it’s the perfect mortgage option for anyone in education. Read More “USDA Home Loans for Educators”
FHA Home Loans for Educators
Have you been considering buying a home, but a bad credit score or a lack of money for a down payment have been holding you back? The FHA Home Loan has been helping more and more educators become homeowners due to its less restrictive credit score and minimal down payment requirements. In this post, we explain how you can break through your financial barriers to become a homeowner with a FHA Home Loan for educators. Read More “FHA Home Loans for Educators”
Police Officer Grants Available for Down Payment Assistance
Do you need assistance with coming up with money for your down payment? See Grants are like loans, usually given by the Federal Government, that don’t need to be paid back. Grants can make a significant impact on both the ability to buy a home or not, and how much home you can afford. Luckily, there are lots of police officer grants for those looking to buy a home. Read More “Police Officer Grants Available for Down Payment Assistance”