If you are a military first time home buyer, it can be difficult to know where to begin. Should you start searching online listings, or call a real estate agent, or start watching HGTV or investigate mortgage options? The good news is: you don’t have to know everything about this entire process, and some of the resources
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“Military First Time Home Buyer | 5 Helpful Tips and 3 Resources to Save You Money”
The tax benefits of owning a home can be a tipping point for you if you are on the edge of deciding to begin hunting for a new home. If you are a first time home buyer, some of these deductions and tax credits will surprise you. If you are a long-time homeowner, you know that a new home mortgage can help you with your tax burden for years. And if you’re a seller, there’s something in the tax laws for you too. Here we cover two main tax benefits of owning a home: tax credits and tax deductions.
Read More “Tax Benefits of Owning a Home | Potential Home Purchase Tax Deductions”
A new home budget can be sobering. You’re in your new house, you went through all the financial anxiety of getting approved for a loan, making offers, making counter-offers and sitting through the final closing. Now that you’ve got your new home, the reality of creating a new monthly household budget is setting in. Don’t panic. You certainly have some new expenses, and if this is your first home, a lot of expenses will be totally new. Don’t let them intimidate you. We can help.
If you are moving into a new house, the last thing you need is a list of home maintenance tips for new homeowners. You’re tired, you’re overwhelmed, you’re excited and you’re tired. Yes, we said that twice. Nevertheless, there’s more to a new house than just moving all your stuff into it. So a few days after you move in, pick up this new home maintenance checklist and look it over. It could save you some money and expensive repairs down the line.
Read More “Home Maintenance Tips for New Homeowners | The Essential Checklist”
If you are a first time VA home buyer, you’re in luck. In terms of government programs that will help military service members, the VA Loan is both one of the most popular and the most helpful. The list of benefits over conventional loans is considerable. Of course, the eligibility requirements can be lengthy too, but in general, you can qualify if you are an active-duty military professional, a veteran or a surviving spouse of a military service member.
Read More “First Time VA Home Buyer? Here’s What You Want to Know”
You’ve secured a loan and found the home of your dreams. Now it’s time to get ready for the next edge-of-your-seat moment in the home buying process: closing. The big question is: How long does it take to close on a house?
Read More “How Long Does it Take to Close on a House? | 7 Steps to Get to Closing Day”
It’s easy to get overloaded with information when entering the real estate market, especially if you are a first responder first time home buyer. You are probably very good at handling stress, because that’s part of your job. But the stress that comes from diving into the housing market for the first time is a different brand altogether. It involves loan applications, reams of paperwork, negotiating skills, a basic financial understanding of how loans work and more. None of this is intuitive. Very little of it calls on the skills you use to be successful first responders. So, let’s take a step back for a minute.
Read More “5 First Responder First Time Home Buyer Tips and Ways to Save”
Now, as buyers ask, “Are interest rates going up?”, a closer look reveals they have moved higher over the past year, and have risen this month after several weeks of decreases. However, they remain low by historical standards. The mortgage rate environment in 2022 changed drastically from the previous few years, when borrowers enjoyed much lower interest rates.
Read More “Are Interest Rates Going Up or Down? | Mortgage Rate Trends and Forecasts”
If you are a firefighter first time home buyer, there is help out there. It’s not obvious and it can take a while to find the help that’s right for your situation. Ideally you will be able to find a program that’s easy to understand, easy to apply for, and easy to qualify for. Let’s see if we can help with your home search.
Buying a home is one of the most significant purchases you will make, so it’s likely you won’t take the process lightly. While many would-be homeowners take the time to plan out financing for a home, some may not be budgeting appropriately, and accounting for the extra costs for buying a home many potential buyers may not be aware of!
Read More “Be Aware of These Extra Costs for Buying a Home!”
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