You put on your nursing scrubs and go to work helping others each day. Despite the stressful healthcare challenges thrown your way, you keep giving your patients your very best professional care. When you take off your nursing scrubs at the end of an exhausting shift, do you dream about retreating to a home of your own? Are you a registered nurse looking for a home? If so, let Homes for Heroes help make your dream of homeownership a reality.
Homes for Heroes
Homes for Heroes was started in Minnesota in 2002 by people who were determined to help the Heroes in our communities to become homeowners. Our vast network of real estate professional affiliates around the United States allows individuals like you to purchase a home.
In addition to our primary focus on real estate, Homes for Heroes assists in building strong ties throughout the United States through the Homes for Heroes Foundation. The Foundation helps improve the quality of life for Heroes and their families by providing grants to nonprofit organizations located in their neighborhoods.
Our program assists Heroes who work in many different occupations. In addition to registered nurses, Homes for Heroes includes military, law enforcement, healthcare, teaching, emergency medical services, and firefighting professionals in our program.
SIGN UP to chat with us about your real estate needs. We’ll refer you to a local real estate professional who is an expert in buying and selling houses in your area. There is no cost to you for the referral, and you don’t have any obligation to use our services.
Money After Closing
When you use a Homes for Heroes affiliated real estate agent to purchase your home, you’ll receive a Heroes Reward Check a few weeks after closing. The check is for $700 per $100,000 of the purchase price. So, for example, you’ll get a check for $2,100 on a purchase price of $300,000. The Heroes Reward Check is our way of recognizing your service.
Save Money on Lender Fees
Along with your Heroes Reward Check, we are proud to offer many other opportunities to save money when you buy a house. For instance, mortgage lenders affiliated with Homes for Heroes reduce their fees for Heroes. Reduced fees save you money. Your lender has access to numerous loan programs, some requiring little or no down payment, and will find an excellent loan that meets your financial requirements.
You can save even more money through discounts offered by national stores and local businesses in your area. Head over to our local deals page to see what savings we have for you!
Partner with Expert Real Estate Professionals
The real estate professionals affiliated with us are experts in the real estate market in their communities. They understand your market and will help to find you a terrific home.
Getting pre-approved for a home loan is essential before you seriously begin looking for a home. How much can you afford to spend on a house? A lender will give you a pre-approval letter that states exactly how much money, and at what terms, the lender will loan you on a home purchase. This letter differs from a pre-qualifying letter because a pre-approval letter is a commitment from the lender that you’ll get the loan as long as the information used to get the loan does not change.
The amount that you can borrow from a lender helps to guide your home search. Remember, though, that you do not need to spend the maximum amount that the lender will loan you on the house. Instead, think about your lifestyle and financial goals. Ask yourself how much of your monthly budget you want going toward house payments. Do you need a new car? Are you thinking of going to graduate school? Understanding how much money you want to spend on your house will make house hunting more enjoyable and successful.
Do you have an idea of where you want to live? When choosing a neighborhood, it is vital that it fits your lifestyle. For example, a trendy downtown neighborhood might be nirvana to a young couple and not work at all for a family. Some factors to think about when looking at a community are:
- public transportation options
- commute to work and school
- entertainment options
Your real estate specialist is a fantastic source of information on different areas of your community. The internet is a useful tool in researching possible neighborhoods. Savvy shoppers recommend driving through areas that you’re interested in during different times of the day and on different days of the week and the weekend. This will allow you to see the neighborhood as it is at various times. Don’t forget to ask friends and co-workers for recommendations on their favorite neighborhoods.
Look at Properties
Once you’ve narrowed your search to a few neighborhoods, it is time to start touring properties with your real estate agent. Don’t be afraid to look at a wide variety of housing options during your home search. It’s normal to feel a little overwhelmed by the number of available properties. The trick is to keep looking until you find a place that just feels like home.
It’s a good idea to take photos, videos, and notes of each property. Properties tend to blend after you’ve walked through ten properties. A picture of that fantastic farmhouse sink will help you to remember the beige townhouse, for instance.
Make an Offer
Eventually, you’ll find your dream house and decide to make an offer. The offer and negotiation stage of purchasing a home is where using an experienced real estate professional gives you an advantage. Along with your offering price, the offer includes contingencies for things like inspections or closing costs.
Lastly, you work so hard every day, and Homes for Heroes wants to make buying your house simpler. Homes for Heroes affiliated real estate professionals are eager to help you every step of the way. SIGN UP today to start your journey to homeownership.