Buy a Home and Save Thousands with Homes for Heroes

Buying a home is exciting, but it’s also a big financial undertaking. A down payment, closing costs, inspection fees, moving expenses, and other costs add up quickly. Fortunately, Homes for Heroes is there to help make home ownership more affordable for the people who serve, protect, educate, and care for our communities.

Eligible military members and veterans, firefighters and EMS professionals, law enforcement personnel, healthcare workers, and educators can receive meaningful Hero Rewards® savings when they buy a home with Homes for Heroes.

How to Get Started With Homes for Heroes

Buying a home can be a complex process, but this page walks you through how getting started with Homes for Heroes is simple and straightforward for all interested parties. Here’s what to expect:

1. Sign up for Homes for Heroes.

Registration is free, quick, and comes with no obligation.

2. Connect with a local specialist.

You’ll be matched with a Homes for Heroes real estate and/or mortgage specialist who can share detailed information about the program and your options.

3. Find and purchase your home.

Your specialist will help you navigate real estate listings throughout the home search, financing, and closing process.

4. Receive your Hero Rewards® savings.

Eligible savings are provided after the sale closes.

The Real Cost of Buying a Home and How Homes for Heroes Helps

The purchase price is only one part of the cost of buying a home. Homebuyers need to be aware of the other costs and budget accordingly:

• A down payment: The upfront portion of the home’s purchase price that you pay at closing. The amount depends on the type of mortgage, the lender’s requirements, and your financial situation.
• Closing costs: Fees and expenses required to complete the purchase, which may include lender charges, title services, attorney or settlement fees, prepaid taxes, and homeowners’ insurance.
• Home inspection and appraisal fees: A home inspection helps identify potential problems with the property before you buy, while an appraisal provides an independent estimate of the home’s value for the lender.
• Moving expenses: Costs may include hiring movers, renting a truck, buying packing supplies, storing belongings, or traveling to your new home.
• Repairs, furnishings, and other immediate needs: New homeowners may need to address repairs, purchase appliances or furniture, change locks, set up utilities, or handle other expenses that come with settling into a new home.

Hero Rewards® savings can help offset some of these costs and give you more financial flexibility after closing. Depending on your home price and transaction details, that money could help cover moving expenses, purchase furniture, make repairs, or strengthen your emergency funds.

What Your Hero Rewards Savings Could Look Like

Potential savings vary based on factors such as the purchase price, location, services used, and transaction details. Homes for Heroes can help you understand the savings that may be available before you make your purchase decision.

For reference, here are some savings examples based on purchase price:

• $300,000 Home: ~$2,600
• $500,000 Home: ~$4,000
• $700,000 Home: ~$5,400

Why Heroes Choose Homes for Heroes

Homes for Heroes was created specifically for the people who dedicate their careers to serving others. Since 2002, the program has built a nationwide network of real estate and mortgage professionals committed to helping heroes find homes for sale and save money when buying, selling, or refinancing a home.

There are no membership fees or complicated applications. You receive dedicated support from local specialists who understand both the real estate market and the Homes for Heroes program.

Homes for Heroes can also work alongside popular financing options, including FHA, VA, and conventional loans, allowing eligible buyers to choose the mortgage that fits their needs while accessing available hero savings.

Real Heroes. Real Homebuying Savings.

For heroes across the country, Homes for Heroes has helped make the homebuying experience easier, more affordable, and more rewarding. From first-time buyers to growing families and relocating professionals, heroes have used their savings to move forward with greater financial confidence.

“It was a fantastic experience from start to finish. A huge thank you to Julie and the Homes for Heroes program for their help and hard work to get me into my new home!” Christopher Military/Veteran – ID	“My husband and I had a great experience. Our realtor helped us find a great new home and we couldn’t be happier! The Homes for Heroes money will be able to assist us in buying a new storage shed!” Lauren Teacher – NC	“If it wasn’t for the Homes for Heroes program becoming a home owner would be close to impossible. It changed my life for the absolute best.” Joe Firefighter – VA
“I was very surprised how much I received in the check for Homes for Heroes. I am using the money to put a chain link fence around my beautiful home. Thank you.” Robert Healthcare Worker – MO	“This program is simply amazing! As everyone knows, buying or selling a house is stressful and costs a significant amount of money. I was able to use my Homes for Heroes check to buy all my furniture for my new house. Awesome program!” John Law Enforcement – CA	“Totally surprised and very humbled and honored! I’ve been a nurse for many years and was very surprised to receive money for buying a house! I’ve never heard of this before but have told everyone at work! I truly felt appreciated!” Jolene Healthcare Worker – IA

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FAQs

How much can I save with Homes for Heroes?

Savings vary based on the home price and transaction details, but eligible heroes can receive significant savings through Hero Rewards and affiliated specialists.

Do I have to use a Homes for Heroes agent?

To receive eligible Hero Rewards, buyers generally need to work with affiliated Homes for Heroes specialists.

Can I use Homes for Heroes with an FHA or VA loan?

Yes, Homes for Heroes works alongside many popular loan programs, including FHA, VA, and conventional financing options.

Homes for Heroes advises interested parties that Hero Rewards® savings vary by transaction and are subject to program terms and conditions.