couple man standing behind woman sitting at table writing in front of computer using home affordability calculator to determine how much house can i afford Homes for Heroes

18 thoughts on “How Much House Can I Afford? | Home Affordability Calculator

  1. I live in California and work as a firefighter and have never bought a house and just need help with a lot of it

  2. I’m not sure if I am a first time homebuyer. When I was married my name was in the house, but not the loan. And is this hones for hero’s a place that is actually a lender? Thanks.

    1. Hi Lori, thank you for asking. If your name was on the deed or title of your previous home, then more than likely you will not be considered a first time home owner. That said, it is always best to speak with your local loan officer to better understand your specific situation. And, yes, we have local loan officers in every U.S. state who can assist you. Simply sign up here to speak with a member of our team to get things started.

  3. I just signed up for the program. I am interested in a VA Construction Loan. This is where the purchase of the home and land is one package for new construction. Do you provide assistance with this type of loan and finding VA approved builder?

  4. Good evening! I’m looking into options to purchase a home but my credit score is t the greatest. Im still trying to recover from
    When I got divorced. It’s is currently around a 580. My DTI ratio is good and I make a good living, but my credit score is stopping me. I am a nurse and was told about your program so I thought I would reach out.

    1. Hi Sheena, thank you for reaching out. 580 is generally the accepted minimum credit score and that is primarily driven by federal regulations for specific mortgage loan types, not by individual lenders. The best way to find out the options available to you and to get answers to your questions is to sign up on our site, speak with a member of our team, and together we’ll figure out the best next steps specifically for you. Thank you for your service, Sheena. We look forward to speaking with you.

    1. Hi Janet, if you’re asking whether you would qualify for a mortgage loan, the short answer is it depends. Our local specialists follow all state and federal lending regulations and credit score is of the many factors used to determine whether you qualify for a mortgage. The best way to find out is to sign up and speak with our local mortgage specialist. They have insight needed to determine if qualify for a mortgage loan.

    1. Great question Terri! There are several factors when looking at qualifying for a mortgage when it comes to credit score. You can sign up here to talk with Homes for Heroes real estate and loan specialists. They can look at your individual circumstances and finances and let you know what you qualify for.

    1. We’re excited to help you on your home journey Sherry! We’re glad you like your Homes for Heroes affiliate!

  5. I am wanting to buy a home in Independence,MO. I have a pre-approval letter from a mortgage company, but am hoping to save money through your program. Please contact me at your earliest convenience.

    1. Hello Theresa, please take a moment to register on our website and our local specialist can guide you on the best options available to you. I can tell you if you already have pre-approval from a loan officer, Homes for Heroes would not be able to work with you on your mortgage. But, our agent specialist could assist you with the home purchase and help you save. Thank you for reaching out, Theresa, and thank you for your service!

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