One of the first questions to ask yourself when starting your home buying journey is, how much house can I afford? Just because you get pre-approved for a loan doesn’t necessarily mean you can afford to make the monthly payments, and still do everything else you want. This is where budgeting, personal finances, staying on […]
Did you know that it’s possible to buy a house without putting any money into a down payment? That’s right; there are fantastic zero down payment home loans available to finance your new home. Read on to learn more about some terrific zero down payment home loans and how you can get one to buy […]
Your credit score is one of the most important factors in getting qualified for a home mortgage loan. But what is a credit score, and what makes it go up and down? What is a good credit score to buy a house? Get ready to learn all about how credit works!
If you are looking for ways to make improvements on your home, whether it be an addition, renovation, or upgrade like a new HVAC system, you need to know about the different types of financing you can get. No matter how you choose to make changes, you’ll need financing to start your project. To look […]
Congratulations on looking for a new home. During this process, you may need to fill out the Internal Revenue Service Form 4506 or the Form 4506-T. This form is used to get access to your previous tax transcripts that the IRS has on file. With this form, you can order your individual 1040 tax transcripts, […]
Are you suddenly struggling to pay your mortgage? A loan modification can save your home if you have had a sudden loss of income. It can be a great tool if you need some time to get back on your feet. If you are interested in taking out a mortgage speak with a mortgage company […]
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