Do you want to buy a home in Yakima? You’re making an excellent investment as more and more people are falling in love with the rural charm and abundant amenities in this city nestled comfortably in the eastern Cascades region. Keep reading to find out how to buy a home in the sizzling Yakima real estate market.
Yakima enjoys volcanic soil and over 300 days of sun every year. The fertile ground and sunny weather feed an agricultural based economy that enriches the pocketbook at the same time that it nourishes the residents’ spirits. Feast on the fruitful bounty of apples, peaches, cherries, melons, and pears harvested throughout the Yakima Valley each year. Fill up your vegetable bin with locally grown corn, peppers, and a variety of beans.
The potent combination of nourishing earth and high desert weather yields the most abundant production of hops used to make beer, in the nation. Not surprisingly, Yakima residents have mastered the art of brewing craft beer and making hard cider.
Situated at the same latitude as the superb wine growing regions of France, the Yakima Valley celebrates viticulture with a thriving wine industry that includes over 50 established wineries. Take a wine trek to the local tasting rooms to sip delicious chardonnay, merlot, cabernet sauvignon, Syrah, and Riesling wines destined for distribution to wine enthusiasts throughout the world.
Of course, life is about more than just eating and drinking. Here are some more reasons to say yes to living in Yakima:
- Float down the Yakima River Canyon on a sweltering summer day.
- Ride the 11 miles of mountain biking fun on the Rocky Top Mountain Bike Trail. Adrenaline seekers take to the trails for adventurous night rides.
- Experience three days of camping and music at the Chinook Fest.
- Stroll along the 18 miles of paved paths on the Yakima Greenway.
- View hawks, eagles, and falcons at the Yakima River Canyon.
Building Community in Yakima
Yakima beckons buyers to embrace a comfortable quality of life enhanced through outdoor activities, fantastic weather, more manageable cost of living, and quick commutes throughout the area. Its diverse population appreciates the slower paced quality of life that focuses on family and community.
Residents are committed to their community, and a majority are homeowners. The dedication to building a healthy city leads to excellent schools in the area. Children are the primary focus at places like Wide Hollow Elementary School, West Valley Junior High School, and West Valley High School. Residents continue their education at Yakima Valley College.
Buying Your Yakima Home
Buying a home is one of the most significant commitments that you’ll make in your life, and it is normal to feel a little nervous. Remember that buying a house in Yakima is an achievable goal and you can make it less stressful by approaching the house hunting process one step at a time.
How much money can you spend on buying a house? The best way to start answering that question is to talk to a lender. There are many excellent home loan options, some available at little and no down payment, for eligible home buyers. It’s vital to work with a reputable lender who has access to a variety of home loans to meet the needs of buyers.
Homes for Heroes partners with loan specialists in the Yakima area who are experts at finding outstanding mortgage opportunities for Heroes. SIGN UP for a referral to an affiliated loan specialist in Yakima. In addition to their financial expertise, the loan specialists save you money by reducing their loan fees.
Your lender will assist you in determining how much money you can spend on a house. A significant benefit of working with a lender early in the home buying process is that you can obtain a pre-approval letter stating how much the lender will loan you for a house. Pre-approval comes in handy when you begin negotiating for a home because it shows a seller that you have financing.
Of course, you don’t have to spend the maximum amount that a lender will give you for your new house. In fact, your life will be much less stressful if you make sure that your house payments fit into your overall life circumstances. Put together a monthly budget, including a little bit set aside for emergencies, which reflects your priorities. For example, are you thinking about having a baby? Would you like to take time off from work to hike the Pacific Crest Trail? Be honest about what you want to spend on a house.
Step 2: Where would you like to live?
Take a relaxing breath and imagine your ideal neighborhood. Do you want to live on a leafy street within walking distance of local shops? Does a new construction neighborhood with kid-friendly parks meet your needs? Think about what you need in an area.
A fantastic way to find out more about Yakima neighborhoods is to hire an experienced real estate professional to guide you throughout the purchasing process. Homes for Heroes has affiliated real estate professionals in your area who specialize in helping Heroes buy homes. SIGN UP for a referral to an expert Yakima real estate agent.
Step 3: What kind of house do you want?
Once you settle on a specific area, it’s time to start looking at potential properties. Even if you’re sure that you want a new construction ranch house, do yourself a favor and look at a variety of housing options in your favored location. You might discover, for instance, that the older home in the Barge-Chestnut neighborhood makes you start dreaming of lazy summer evenings on the front porch.
Eventually, you’ll find the perfect house. Let your real estate agent negotiate you a fantastic deal and begin your life as a new homeowner in the city known as the Palm Springs of Washington. For more information on buying a house in Yakima, SIGN UP for a referral to a Homes for Heroes affiliated real estate professional.